United States Dollars (USD)<\/strong>. All prices displayed on our Site are in USD.<\/p>\n\n\n\nWe do not accept payments in any other currency.<\/p>\n\n\n\n
3. Currency Conversion<\/h2>\n\n\n\nA. For Customers in the United States<\/h3>\n\n\n\n If you are shopping within the United States, your payment is processed in USD. No currency conversion applies.<\/p>\n\n\n\n
B. For Customers Outside the United States<\/h3>\n\n\n\n If you are shopping from outside the United States, please be aware of the following:<\/p>\n\n\n\nFee Type<\/th> Who Applies It<\/th> Who Is Responsible<\/th><\/tr><\/thead> Currency conversion fee<\/strong><\/td>Your bank, credit card issuer, or PayPal<\/td> You<\/strong> (the customer)<\/td><\/tr>International transaction fee<\/strong><\/td>Your bank, credit card issuer, or PayPal<\/td> You<\/strong> (the customer)<\/td><\/tr>Foreign exchange rate<\/strong><\/td>Set by your bank, credit card issuer, or PayPal at the time of processing<\/td> Determined by your payment provider<\/strong><\/td><\/tr>Cross-border fee<\/strong><\/td>Your bank, credit card issuer, or PayPal<\/td> You<\/strong> (the customer)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\nWe do not:<\/p>\n\n\n\n
\nSet, apply, or control currency exchange rates<\/li>\n\n\n\n Charge any currency conversion fees ourselves<\/li>\n\n\n\n Determine the exchange rate used for your transaction<\/li>\n\n\n\n Set international transaction fees<\/li>\n\n\n\n Reimburse any fees charged by your bank or payment provider<\/li>\n<\/ul>\n\n\n\nThe exchange rate applied to your transaction is determined solely by your bank, credit card issuer, or PayPal<\/strong> at the time the transaction is processed. The rate may differ from market exchange rates and may be updated daily or at the discretion of your payment provider.<\/p>\n\n\n\nYou are responsible for all fees, charges, and exchange rates applied by your bank or payment provider.<\/strong> We have no control over these fees and cannot predict what they will be.<\/p>\n\n\n\nC. Estimated Exchange Rates<\/h3>\n\n\n\n We do not display estimated exchange rates on our Site. The final amount charged to your account in your local currency is determined exclusively by your payment provider at the time of authorization. We recommend contacting your bank or payment provider for information about their current exchange rates and fee structures before placing an order.<\/p>\n\n\n\n
To successfully process your payment, you must provide billing information that exactly matches<\/strong> the information on file with your bank or PayPal account. This includes:<\/p>\n\n\n\n\nFull legal name as it appears on your card or PayPal account<\/li>\n\n\n\n Billing address (street, city, state, ZIP\/postal code)<\/li>\n\n\n\n Valid card number \/ PayPal login credentials<\/li>\n<\/ul>\n\n\n\nIf your billing information does not match, your payment will be declined. We do not manually override declined payments. You must correct your information and resubmit your order.<\/p>\n\n\n\n
5. Payment Processing<\/h2>\n\n\n\nA. Who Processes Your Payment<\/h3>\n\n\n\n We use third-party payment processors to handle all payment transactions. Our current processors include Stripe (for Visa) and PayPal. These processors are responsible for securely handling your payment data. We may change our payment processors at any time without prior notice. Any changes will be reflected in the way payments are processed, but this will not affect your obligation to pay for orders you have placed.<\/p>\n\n\n\n
B. What We Store<\/h3>\n\n\n\n We do not<\/strong> store, view, or have access to your full payment card information, including:<\/p>\n\n\n\n\nFull card numbers<\/li>\n\n\n\n CVV\/CVC security codes<\/li>\n\n\n\n Card expiration dates<\/li>\n<\/ul>\n\n\n\nAll sensitive payment data is handled exclusively by our payment processors. They are independently responsible for their own compliance with the Payment Card Industry Data Security Standard (PCI DSS) and other applicable security requirements.<\/p>\n\n\n\n
C. What We Receive<\/h3>\n\n\n\n We receive only the following from our payment processors:<\/p>\n\n\n\n
\nPayment confirmation (approved or declined)<\/li>\n\n\n\n Last 4 digits of your card (for reference only)<\/li>\n\n\n\n Billing name and address (for order fulfillment)<\/li>\n\n\n\n Transaction ID<\/li>\n<\/ul>\n\n\n\nWe do not receive your full card number, CVV, or expiration date at any time.<\/p>\n\n\n\n
6. Payment Authorization<\/h2>\n\n\n\n When you place an order:<\/p>\n\n\n\n
\nWe submit your payment information to our payment processor<\/li>\n\n\n\n The processor authorizes the payment for the\u00a0full order amount<\/strong><\/li>\n\n\n\nA temporary hold (pre-authorization) may appear on your account<\/li>\n\n\n\n The final charge is applied\u00a0only after<\/strong>\u00a0your order is confirmed<\/li>\n<\/ol>\n\n\n\nWe do not charge your payment method until your order is confirmed. However, the temporary hold may reduce your available balance. The hold is released by your bank or payment provider according to their own policies. We have no control over how long a hold remains on your account.<\/p>\n\n\n\n
We do not accept partial payments. The full order total must be authorized and charged before we begin order fulfillment.<\/p>\n\n\n\n
7. Sales Tax<\/h2>\n\n\n\n We collect sales tax on orders shipped to states where we are legally required to do so. Sales tax is calculated at checkout based on your shipping address and applicable state and local tax laws.<\/p>\n\n\n\n
Tax rates we apply:<\/strong> The current tax rate for the state and locality of your shipping address, as determined by our tax calculation service. These rates are set by applicable taxing authorities and are subject to change without notice. We do not control these rates and simply pass them through to you.<\/p>\n\n\n\nWe do not:<\/p>\n\n\n\n
\nOffer tax exemptions unless you provide valid exemption documentation<\/li>\n\n\n\n Calculate taxes for states where we are not legally required to collect them<\/li>\n\n\n\n Refund taxes after an order is placed unless the order itself is canceled or returned in accordance with our Returns & Refunds policy<\/li>\n<\/ul>\n\n\n\nIf you believe you are exempt from sales tax, you must contact us before placing your order at deryksandez332@gmail.com. We require valid exemption documentation, which we will review on a case-by-case basis. Approval is not guaranteed.<\/p>\n\n\n\n
8. Payment Declines<\/h2>\n\n\n\n If your payment is declined by our payment processor, your order will not<\/strong> be processed.<\/p>\n\n\n\nCommon reasons for decline:<\/strong><\/p>\n\n\n\nReason<\/th> Solution<\/th><\/tr><\/thead> Insufficient funds<\/td> Add funds to your account or use another payment method<\/td><\/tr> Incorrect billing information<\/td> Update billing address to match your bank records<\/td><\/tr> Expired card<\/td> Use a valid, unexpired card<\/td><\/tr> Incorrect CVV<\/td> Re-enter the security code correctly<\/td><\/tr> Bank fraud block<\/td> Contact your bank to authorize the transaction<\/td><\/tr> PayPal login error<\/td> Reset your PayPal password or use Visa instead<\/td><\/tr> Bank declined for other reasons<\/td> Contact your bank or payment provider<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\nWe do not:<\/p>\n\n\n\n
\nPlace orders on hold while you resolve a decline<\/li>\n\n\n\n Manually approve declined transactions<\/li>\n\n\n\n Complete orders without payment authorization<\/li>\n\n\n\n Contact you to resolve payment issues (you must contact us if you need assistance)<\/li>\n\n\n\n Attempt to charge your payment method again automatically<\/li>\n\n\n\n Hold inventory for orders with failed payments<\/li>\n<\/ul>\n\n\n\nIf your payment is declined, your order is automatically canceled. You must place a new order with correct payment information.<\/p>\n\n\n\n
9. Refunds<\/h2>\n\n\n\n Refunds are processed only in accordance with our Returns & Refunds policy. All refunds are credited to the original payment method<\/strong> used for the purchase.<\/p>\n\n\n\nPayment Method Used<\/th> Refund Method<\/th><\/tr><\/thead> Visa<\/td> Refund to the original Visa card<\/td><\/tr> PayPal<\/td> Refund to your PayPal account<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\nRefund timing:<\/strong><\/p>\n\n\n\n\nRefunds are processed within\u00a07\u201310 business days<\/strong>\u00a0after we approve your return<\/li>\n\n\n\nThe time for the refund to appear in your account depends on your bank or PayPal<\/li>\n<\/ul>\n\n\n\nWe do not issue:<\/p>\n\n\n\n